See where you stand today

Which best describes your current life stage?

Select any that apply.

What are your financial goals right now?

Select any that apply.

If an unexpected cost cropped up, like a vet bill or a car repair, could you cover it from savings without borrowing?

Do you know how much you spend each month on essential things like your mortgage or rent, bills and food?

In the last 3 months, have you delayed or missed any essential payments, like your mortgage or rent, bills or food shopping, because you didn't have enough money?

Is your income regular and predictable each month?

If you were unable to work for an extended period (e.g. 3–6 months) due to illness or injury, would you have a source of income (insurance, savings, employer cover) to cover your essentials?

Do you have life insurance that would provide enough money for your family or dependents if you died, for example, to cover your mortgage or other major debts?

Do you have critical illness or serious illness cover (or equivalent savings) to handle major health shocks?

Do you have medical / health insurance or arrangements to handle major health-related expenses or hospitalisation?

If you left your job tomorrow, would you still have your key protections (like health insurance or life cover) in place?

Do you know how much time is left on your current mortgage deal or tenancy agreement?

If something happened to you, would your partner or dependents be able to stay in your home?

If your mortgage or rent increased by 10-15%, would you still be able to cover your other essentials?

Are you aware how changes to the Bank of England base rate affect mortgage payments?

Do you currently have a personal or workplace pension (not including the state pension), and are you actively contributing to it?

Are you aware of your current state pension forecast, and whether you're on track to receive the full amount?

Do you have multiple pension pots, and do you know where they are?

Are you aware of how much your employer contributes to your pension?

Do you have any planned expenses in the next few years that you'll need money for, such as a home move, career break, or big family cost?

Do you save regularly or use Individual Savings Accounts (ISA)?

'Do you invest money for long-term goals (not including your pension), with the understanding that it may rise or fall in the short-term?

Do you understand the difference between keeping money in savings (low risk, lower return) and investing (higher risk, long-term growth)?

Have you reviewed your savings or investment plans in the past 12 months to make sure they still align with your goals?

Have you ever paid for independent financial advice from a regulated independent financial advisor (IFA)?

Do you have a legally valid will?

Do you know who your pension or life insurance would go to if you died?

Do you have a Power of Attorney in place in case someone needs to make financial or medical decisions on your behalf?

Have you documented key information (e.g. accounts, passwords, insurance details) to help someone manage your affairs if needed?

On a scale of 1-10, how confident do you feel about your finances currently, where 1 is low confidence and 10 is high confidence?

1 is low confidence, 10 is high confidence